Jump to content

Welcome to Tezi Mandee - Community Of Pakistani Investors & Traders
Register now to gain access to all of our features. Once registered and logged in, you will be able to create topics, post replies to existing threads, give reputation to your fellow members, get your own private messenger, post status updates, manage your profile and so much more. If you already have an account, login here - otherwise create an account for free today!

Welcome to Tezi Mandee - Community Of Pakistani Investors & Traders

Welcome to Tezi Mandee - Community Of Pakistani Investors & Traders, like most online communities you must register to view or post in our community, but don't worry this is a simple free process that requires minimal information for you to sign up. Be a part of Tezi Mandee - Community Of Pakistani Investors & Traders by signing in or creating an account.
  • Start new topics and reply to others
  • Get latest news on Karachi Stock Market
  • Subscribe to topics and forums to get automatic updates
  • Registered member get added in mailing list for mailing updates
  • Get your own profile and make new friends
  • Customize your experience here
  • Be the first to know the KSE latest announcements shared by our members
  • Registered members get access to Protected Forums and topics
  • Registration is free Create Account
  • If you are already a member just Sign in
To Create Account ( Click Here )
To Sign In ( Click Here )
 

Survey on Income, Expense & Saving

- - - - - Income savings expenses budget

10 replies to this topic

Poll: Saving (15 member(s) have cast votes)

Q1 Your age group

  1. 25-35 (10 votes [66.67%])

    Percentage of vote: 66.67%

  2. 36-45 (4 votes [26.67%])

    Percentage of vote: 26.67%

  3. 46-55 (1 votes [6.67%])

    Percentage of vote: 6.67%

  4. 56+ (0 votes [0.00%])

    Percentage of vote: 0.00%

Q2 Your Family status

  1. Married, no kids (0 votes [0.00%])

    Percentage of vote: 0.00%

  2. Married with Young kinds (7 votes [46.67%])

    Percentage of vote: 46.67%

  3. Married with Teenage kids (1 votes [6.67%])

    Percentage of vote: 6.67%

  4. Retired, with older children (0 votes [0.00%])

    Percentage of vote: 0.00%

  5. Not married (7 votes [46.67%])

    Percentage of vote: 46.67%

Q3 Your income status

  1. single income home (7 votes [46.67%])

    Percentage of vote: 46.67%

  2. multiple earning members (8 votes [53.33%])

    Percentage of vote: 53.33%

Q4 What's your average Savings rate

  1. < 0 % need loans to balance budget (0 votes [0.00%])

    Percentage of vote: 0.00%

  2. 0 % ( no savings ) (4 votes [26.67%])

    Percentage of vote: 26.67%

  3. 1-15 % (4 votes [26.67%])

    Percentage of vote: 26.67%

  4. 15-30% (1 votes [6.67%])

    Percentage of vote: 6.67%

  5. 31-60% (5 votes [33.33%])

    Percentage of vote: 33.33%

  6. 61%+ (1 votes [6.67%])

    Percentage of vote: 6.67%

Q5 Your source of income ( multiple choice available

  1. Salaried (14 votes [46.67%])

    Percentage of vote: 46.67%

  2. business (2 votes [6.67%])

    Percentage of vote: 6.67%

  3. self employed (4 votes [13.33%])

    Percentage of vote: 13.33%

  4. Investor ( stocks, dividend, trader ) (8 votes [26.67%])

    Percentage of vote: 26.67%

  5. interest income ( behbood, saving, TFCs) (1 votes [3.33%])

    Percentage of vote: 3.33%

  6. Rent income (1 votes [3.33%])

    Percentage of vote: 3.33%

Q6 In near future any major cash outflow expected ( multiple allowed)

  1. Education (3 votes [15.79%])

    Percentage of vote: 15.79%

  2. marriage (6 votes [31.58%])

    Percentage of vote: 31.58%

  3. medical needs (2 votes [10.53%])

    Percentage of vote: 10.53%

  4. House / care purchase (8 votes [42.11%])

    Percentage of vote: 42.11%

Q7 What you do with your savings ( multiple choice)

  1. No savings (4 votes [21.05%])

    Percentage of vote: 21.05%

  2. Keep most savings idle ( current account, cash in safe ) (2 votes [10.53%])

    Percentage of vote: 10.53%

  3. turn into gold / silver / plots (4 votes [21.05%])

    Percentage of vote: 21.05%

  4. Invest in Interest bearing products ( NSS, TFCs, PIBs etc ) (1 votes [5.26%])

    Percentage of vote: 5.26%

  5. Invest in stocks (8 votes [42.11%])

    Percentage of vote: 42.11%

Q8 what is your rate of return on your total wealth ( apart from annual saving component addition )

  1. 0% (5 votes [33.33%])

    Percentage of vote: 33.33%

  2. 10-15% (6 votes [40.00%])

    Percentage of vote: 40.00%

  3. 16%-25% (3 votes [20.00%])

    Percentage of vote: 20.00%

  4. 26-50% (1 votes [6.67%])

    Percentage of vote: 6.67%

  5. 50%+ (0 votes [0.00%])

    Percentage of vote: 0.00%

Q9 Your expense component of Kitchen+utilities+education of your income is ( leave dinning out, dressing, travelling out of this )

  1. 21%-40% (7 votes [46.67%])

    Percentage of vote: 46.67%

  2. 41%-60% (3 votes [20.00%])

    Percentage of vote: 20.00%

  3. 61%-80% (3 votes [20.00%])

    Percentage of vote: 20.00%

  4. 81%-100% (2 votes [13.33%])

    Percentage of vote: 13.33%

Q10 What is your monthly expense component of budget on dine outs+ gifts+dresses+travelling+junkfood

  1. 0% (0 votes [0.00%])

    Percentage of vote: 0.00%

  2. 1-10% (9 votes [60.00%])

    Percentage of vote: 60.00%

  3. 11%-20% (4 votes [26.67%])

    Percentage of vote: 26.67%

  4. 21%-30% (0 votes [0.00%])

    Percentage of vote: 0.00%

  5. 31%-40% (2 votes [13.33%])

    Percentage of vote: 13.33%

Vote Guests cannot vote

#1
fasee

    Technical Analyst and Strategic Investor

  • Moderators
  • 9,302 posts
  • Joined 09-November 07
  • Skin: Main Blue
  • Offline
    • Gender:Male
    • Country: Country Flag

    Current mood: Creative
    Reputation: 1,542
    a survey of understanding the where most of us stand
    It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.


    #2
    Mansoor

      CAPTAIN

    • Root Admin
    • 26,065 posts
    • Joined 09-January 08
  • Skin: Main Blue
  • Offline
    • Gender:Male
    • Country: Country Flag

    Current mood: Spaced
    Reputation: 7,896

    View Postfasee, on 04 November 2014 - 01:03 AM, said:

    a survey of understanding the where most of us stand

    Superb fasee bhai..... you rock........ we can give +1 from here but due to the efforts u made for this poll, I have added +10 from the admin CP.

    Jazak Allah and hope many of us will learn from ur expertise and might be able to mange the income stream and savings in better way.
    **********


    Posted Image

    #3
    fasee

      Technical Analyst and Strategic Investor

    • Moderators
    • 9,302 posts
    • Joined 09-November 07
  • Skin: Main Blue
  • Offline
    • Gender:Male
    • Country: Country Flag

    Current mood: Creative
    Reputation: 1,542

    View PostMansoor, on 04 November 2014 - 04:51 PM, said:

    Superb fasee bhai..... you rock........ we can give +1 from here but due to the efforts u made for this poll, I have added +10 from the admin CP.

    Jazak ALLAH and hope many of us will learn from ur expertise and might be able to mange the income stream and savings in better way.

    thank you bro.. i just wanted to know the audicne before i add a few material customised to our aducines..so i will let the poll run for a few dyas... us waqat tak weekend bhi a jai ga :D

    tll then, members sya guzarish hai ke plz poll submit kertay rahain

    tamam quwaif saghiya e raaz me rakhay jain gay ( means poll is anonymous ) :D
    It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.

    #4
    ishaq333

      Regular Member

    • Senior
    • 1,380 posts
    • Joined 02-June 13
  • Skin: Main Blue
  • Online
    • Gender:Male
    • Country: Country Flag

    Current mood: Curious
    Reputation: 151

    View Postfasee, on 04 November 2014 - 01:03 AM, said:

    a survey of understanding the where most of us stand

    good work fasee bhai

    #5
    Mansoor

      CAPTAIN

    • Root Admin
    • 26,065 posts
    • Joined 09-January 08
  • Skin: Main Blue
  • Offline
    • Gender:Male
    • Country: Country Flag

    Current mood: Spaced
    Reputation: 7,896

    View Postfasee, on 04 November 2014 - 05:45 PM, said:

    thank you bro.. i just wanted to know the audicne before i add a few material customised to our aducines..so i will let the poll run for a few dyas... us waqat tak weekend bhi a jai ga :D

    tll then, members sya guzarish hai ke plz poll submit kertay rahain

    tamam quwaif saghiya e raaz me rakhay jain gay ( means poll is anonymous ) :D

    Yes, pls all members participate in the poll and do not worry, no one can see which member selected which option, just votes can be seen that for that specific options how many members votes..

    As fasee bhai done real hard work for all of us benefit, so come up and take part in the polls.
    **********


    Posted Image

    #6
    fasee

      Technical Analyst and Strategic Investor

    • Moderators
    • 9,302 posts
    • Joined 09-November 07
  • Skin: Main Blue
  • Offline
    • Gender:Male
    • Country: Country Flag

    Current mood: Creative
    Reputation: 1,542
    sorry for being late on this... as my crisis after crisis keeps me bogged down.... zaindagi saray imtihaan lay dalo bachay say aik sath :D

    khair.. seeing teh survey.... i see many of friends didnt opted for completing it, or some didnt answered the comeplte set... but its alwasy appricateid for trying.

    what i can see here is

    most of us are prety reasoable age of 30-40s in age... when we are at our prime.

    many of em are having multple income... which is a VERY encouriging thing.... living in pakistan... one has to have multiple incomes to (A , insulte from events B, have a growth that can beat inflation C, give a breakthough to jump in a higher status

    an area of oppurtunity i see tht 50+ % had 0-15 % savings rate.... which is a very very low, rate.... we can work on it to imporve the savings rate... they key to success

    majoirty being salaried... low saving rates become understandable.... we can disect later on why salried class gets hit with lower savings rates

    growth rate except was below 15 %... to max 25 % growth for majoirty.. only 1 opted for a 25-50 % growth rate... ( that was me by the way... targteing a 35-40 % growth in wealth eveary year )

    2/3 of people spent majoirty of there income on pure bascis, like education, med n kitchen... which is a worrying rate
    It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.






    Karachi Stock Exchange (KSE) Daily Reports


    Top Pakistani Sites        Haroof Top Sites    Promoted at Global Promote

    Indemnity, Disclaimer & Disclosure Notice:
    • By visiting TeziMandee.com you indicate your acceptance of our Forum Rules Disclaimer & Disclosure and indemnify TeziMandee.com, its associates and related parties of all claims howsoever resulting from the usage of the forum.
    Disclaimer: Trading or investing in stocks & commodities is a high risk activity. Any action you choose to take in the markets is totally your own responsibility. TeziMandee.com will not be liable for any, direct or indirect, consequential or incidental damages or loss arising out of the use of this information.
    Disclosure: The information in this forum is neither an offer to sell nor solicitation to buy any of the securities mentioned herein. The writers may or may not be trading in the securities mentioned.
    • All names or products mentioned are trademarks or registered trademarks of their respective owners.

    Copyright © 2006 - 2012, TeziMandee.com All Rights Reserved.
    eXTReMe Tracker